The U.S. beer, wine, and liquor store industry is expected to grow in the next few years, and we want to help you grow your operation.
Many liquor store owners reach out to us when they need additional cash, whether to expand or deal with unexpected challenges, because we offer special liquor store inventory financing options that help you even out your cash flow when business is slow or to cover C.O.D. orders before the holiday season.
As an industry leader with proven experience in financing liquor stores, we understand that you know your business better than anyone. We get it. That’s why we focus on providing you with quick financing options so you can focus on running your liquor store your way.
Most of our entrepreneur clients receive a pre-qualification from us within 24 hours of submitting the online application, and often receive the money in their business bank account within 7 days. The process for obtaining a traditional small business loan from a bank could take several months. Learn how our small business loan or merchant cash advance application process works!
We are not a bank, so we don’t require the same amount of documentation from merchants to provide retail financing. You don’t have to fill out 20+ documents and provide tax returns, financial statements, or physical collateral in order to obtain a business cash advance. We have a simple one-page application and only require 4 months of credit card processing statements and 3 months of bank statements.
We take many factors into consideration through our proprietary underwriting process, and we have funded thousands of merchants who have credit scores 550 and above. Business loans often require a higher minimum FICO or credit score. Read how you can qualify for our merchant cash advance or small business loan.
A merchant cash advance isn’t a traditional loan. The advance is paid back as a percentage of your credit card sales. When business picks up, you pay back more and when business slows, you pay back less. Simple, flexible, and eliminates the stress of paying back a loan. Learn more about our business cash advances.
UNI Capital Management lenders offer hassle-free liquor store loans in as little as two business days. Whether you need $5,000 to purchase inventory or $1,000,000 to expand, we provide options that fit your unique business needs.
Our small business loans and merchant cash advances will allow you to:
UNI Capital Management provide you with multiple direct funding sources, and unlike conventional bank loans, we won’t stress you out with a lengthy and slow application process. After all, you’ve already dealt with enough paperwork and red tape to set up licenses and permits for your business. The advantages of our liquor store financing options include:
If you’re looking for working capital for your liquor store, we can help.
For many of our liquor store clients across the U.S., a small business loan or merchant cash advance (MCA) was the right solution at the right time. It can be for yours, too. Let us find out together how our financial solutions can help you grow your business.
Apply today by filling the online form to find out more about our liquor store loans or merchant cash advances, and we’ll get back to you within one business day.