You understand how important it is to look and feel your best, but that can be hard when you’re worrying about the future of your business. When you need additional cash for unexpected expenses, you deserve a funding source that can get you money quickly and regardless of your credit history. Maybe you’ve applied for a small business loan and been turned down, or you can’t afford to wait the weeks and weeks on a bank loan. Opportunity rewards those that take quick action! A merchant cash advance or small business loan from UNI Capital Management offers a better way:
Most of our beauty business clients receive a pre-qualification from us within 24 hours of submitting the online application, and often receive their cash into their business bank account within 7 days. The process for obtaining a traditional small business loan from a bank can take you several months. Learn how our small business loan or merchant cash advance application process works!
We are not a bank, so we don’t require you to provide your entire financial history. You don’t have to fill out 20+ documents and provide tax returns, financial statements, or place your business location up as collateral to obtain a business cash advance. We have a simple one-page application and only ask for 4 months of credit card processing statements and 3 months of bank statements.
Life isn’t always beautiful. It has its difficulties, and we don’t want your dreams of growing your business to be pinned down because of a lean year. We take many factors into consideration through our proprietary application approval process, and we have funded many health and beauty entrepreneurs who have credit scores 550 and above. Business loans from banks often require a higher minimum FICO or credit score. Read how you can qualify for our small business loan or merchant cash advance.
A merchant cash advance isn’t a traditional loan. The advance is paid back as a percentage of your daily credit card sales. When your business blossoms, you pay back more and when business slows, you pay back less. Simple, flexible, and eliminates the stress of paying back a loan. Learn more about our business cash advances.
What you do is a mixture of art and science. From curlers to dumbbell curls, bringing out the beauty in your customers comes naturally for you. But predicting all the unexpected cash needs your business may encounter is tough.
One problem with a traditional bank loan is its inflexibility. When applying for a loan you may have to outline exactly how you intend to spend it, and banks’ strict payment deadlines requires you to pay a fixed amount, even when things might be slow for you.
Here are just a few things you can use one of UNI Capital Management’s small business loan alternatives for: